Insurance Investment

Get a complete protection for your loved ones with best term insurance policy

Life Insurance Plans

How Does Life Insurance Advisor Will Help You?

Dedicated Customer Service

A professional life insurance advisor can cut through all of the uncertainty and work with you as a dedicated partner to ensure that the right plan is found. An advisor can also personally assist you in the event of a claim.

Personalized Buying

A life insurance advisor will compare multiple insurance providers to find not just the best rates, but also the finest coverage and options for now and the future, for securing the policy that is best suited to your needs.

Cost & Time Saving

Working with an insurance advisor doesn’t cost you anything, and by doing so you will be able to save your time and money over the short or long term.

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Best Term Insurance Plan in India

Benefits of Term Insurance Plans in India

A secured term insurance policy that applies to the insurer and the family of the insurer. An insurer pays an amount equivalent to the insured amount with bonuses. In cases of demise, partial or permanent disability the family of the policyholder becomes the beneficiaries to claim the insured amount.

Life Insurance policy can also be considered as a saving scheme. If the policyholder does not claim the insured amount by the end of the insurance term, it can compensate its premium when the policy matures. This means life insurance plan can act as a health cover along with savings.

The policyholder can avail a deduction in tax for up to Rs. 1.5 lakhs. In addition to this, under Section 10 (10D), any payouts received from the insurance policy are completely tax-free (provided the premium does not exceed 10% of the Sum Assured, annually).

Opting for a retirement insurance policy comes to play when the working income comes to a halt. The premium paid before retirement goes under the saving account. Giving the policyholder the freedom to withdraw money in instalments or claim all at once.

With a life insurance policy, one can enjoy the best of both worlds, a premium for the security of the family, and the other as investment goals. One can claim the premium during unforeseen circumstances or for happy moments of life.

Saving money for your child’s education may be one of your primary concerns as an Indian parent. By purchasing the greatest life insurance coverage for your child, you may prepare for his future and assist him in achieving different educational milestones throughout his life.

With a life insurance policy, you can add a critical illness rider that protects against critical health conditions such as cancer, kidney failure, and cardiovascular disease. In this manner, you or your family will be protected financially in the event of a medical emergency.

Life insurance policies, such as ULIPs (Unit Linked Insurance Plans), provide you with both life insurance and market-linked returns on your investment. They are one of the most effective and safe ways to create wealth in the long term.

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Frequently Asked Questions

How Exactly Does HDFC Life Sanchay Work?

If you buy the HDFC Sanchay plan for a term of 15 years, you have to pay premiums for the first 5 years, and your sum assured will continue to grow by 8% after the end of each policy year as long as you keep the plan in force.

What Is HDFC Insurance Plan Cover?

HDFC Life offers a wide range of life insurance plans and policies to its customers to fulfill the specific demands and necessities of each customer. We offer a variety of insurance products to meet a variety of needs, including protection, savings and investments, education and marriage costs for children, retirement planning, health insurance, and insurance tailored specifically to the needs of women

What Is The Age Limit to Buy HDFC Term Insurance Plan?

The age limit within which an individual may purchase an HDFC Term Insurance Plan range between 18 to 65 years

What Are The Specifications of Bajaj Allianz Term Insurance?

Bajaj Allianz Term Insurance plans include Bajaj Allianz Smart Protect Goal with policy terms of 18-65 years, Age range 18-65 years, and cover amount of Rs. 50 lakhs.

What Is The Difference Between HDFC Term Insurance and Life Insurance?

The term insurance HDFC plan provides coverage for a specified period, while HDFC life insurance plans provide coverage for the policyholder’s entire life. Both types of insurance can provide financial protection for your loved ones in the event of your death.